Now we know that the credit bureaus are NO ONE'S friends. If we don't force them to remove anything off of our credit, they will give us the run around for 7 years! Who wants to wait that long, ESPECIALLY when we need new credit? That's what we thought!
Our DIY credit sweep has a turn around time of as little as 21 days. There are laws that prevent the bureaus from reporting accounts. Use our step-by-step guide to eliminate collections, charge-offs and closed negative accounts.